Fly now, pay later
Virgin Australia gives you the freedom to book your trip now and pay later with Zip Pay and Zip Money.'
Zip is a fast way to pay for your booking with flexible repayments from as little as $10 a week with no upfront payment! Simply apply, book and pay after your flight with flexible repayments1. A payment fee of 1.27% will be charged when using Zip as a form of payment.
Choose from two great ways to book your next flight and pay after.
Up to $1,000 to spend, with no interest, ever!1
Credit limit
Once you’re approved we’ll confirm your account credit limit from $350 - $1,000
Interest free, always
We don’t charge interest on your purchases, and we never will.1
Flexible repayments
Choose weekly, monthly or fortnightly repayments. From $10/week.
Establishment fee
$0
Monthly account fees
Minimum monthly repayment from $40. $9.95 account fee (waived if your monthly statement closing balance is paid in full by the due date)2
$1,000 - $5,000 to spend, up to 6 months interest free2
Credit limit
Once you’re approved we’ll confirm your account credit limit from $1,000 - $5,000
Interest free
Up to 6 months interest-free.2
Flexible repayments
Repayments start from just $10/week and are determined by your account’s credit limit. Paying the minimum monthly repayment will generally not repay the purchase within the interest free period.
Establishment fee
$0 - $99. A one-off fee, up to $99, based on your approved credit limit may apply.
Monthly account fees
Minimum monthly repayment from $40. $9.95 account fee (waived if your monthly statement closing balance is paid in full by the due date)2
Frequently asked questions
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Eligibility
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Repayments
Choose from weekly, fortnightly or monthly payments to suit your lifestyle.
Repayments start from $40 a month and are based on your account's credit limit.1
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How to use Zip
Getting started with Zip is easy.
- Choose the account that's right for you.
- Sign up and get a decision in minutes.
- Select Zip at checkout.
- Log into your account to set up your repayment schedule to suit your lifestyle.
- Reuse your account anywhere you see the Zip logo.
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Cancellations and refunds
Your booking must meet Virgin Australia's cancellation policy to be eligible for a refund or the issuance of a travel credit.
If you are cancelling online, eligible cancellations will be issued to a Virgin Australia Travel Bank account.
If your booking is eligible to be refunded to your original form of payment, then it may be refunded to your Zip account, only via Virgin Australia’s Guest Contact Centre. Find out more about our fares.
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Fees and interest
Zip Pay
- Interest-free, always
- $40 minimum monthly repayment
- $9.95 account fee (waived if your monthly statement closing balance is paid in full by the due date)
Zip Money
- Up to 6 months interest-free
- Minimum monthly repayment from $40
- $9.95 account fee (waived if your monthly statement closing balance is paid in full by the due date)
Can't find what you're looking for? Go to the Zip Help Centre.
Terms and conditions
1. For Zip Pay - Minimum monthly repayments are required. A monthly account fee of $9.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date. Available to approved applicants only. T&Cs apply.
2. Zip Money: The interest free period is the maximum period of time when no interest is charged on the purchase. The availability of the interest free period for a purchase will depend on the purchase amount, the minimum monthly repayment and account status. Minimum monthly repayments are required and vary according to credit limit. Minimum monthly repayments may require repayment of the purchase prior to the expiry of the maximum interest free period. In other cases, paying only the minimum monthly repayment may not repay the purchase in the interest free period. Any purchase amount outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Zip Money is available to approved applicants and subject to completion of a satisfactory credit assessment. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers. Other charges may be payable, see T&Cs apply.. Interest, fees and charges are subject to change. Terms and Conditions apply and are available on application. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.