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essentials travel insurance - new zealand

Protect yourself from whatever your trip could throw at you with our affordable Essentials Travel Insurance policy. Essentials Travel Insurance is available for International travel.

For full terms and conditions, please read your Policy Wording.

Summary of Benefits

Plan A International (excluding Australia): Includes Sections* 1 to 8
Plan B New Zealand to Australia: Includes Sections** 1 & 4 to 8

*Plan A, does not have cover under Sections 2, 3 or 6 while travelling in New Zealand
** Plan B, does not have cover under Sections 6 while travelling in New Zealand

1. Cancellation fees and lost deposits (You have this cover if you have Plan A or B)

Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you or which are outside your control, such as:

2. Overseas emergency medical assistance (You have this cover if you have Plan A)

Cover for emergency medical assistance including:

3. Overseas emergency medical and hospital expenses (You have this cover if you have Plan A)

Cover for overseas medical treatment if you are injured or become sick overseas, including:

4. Additional expenses (You have this cover if you have Plan A or B)

Cover for additional accommodation and travel expenses caused by your health problems or someone else's resulting from:

Also cover for travelling companion or relative’s accommodation and travel expenses to travel to, stay near or escort you resulting from:

5. Luggage/personal effects (You have this cover if you have Plan A or B)

Cover for replacing luggage stolen or reimbursing repair cost for accidentally damaged items, including:

6. Luggage/personal effects delay expenses (You have this cover if you have Plan A or B)

Cover to purchase essential items of clothing and other personal items following your Luggage and Personal Effects being delayed, misdirected or misplaced by your Carrier for more than 12 hours.

7.Travel delay expenses (You have this cover if you have Plan A or B)

Cover for additional meals and accommodation expenses, after an initial 6 hour delay, if your journey is disrupted due to circumstances beyond your control.

8. Rental vehicle (You have this cover if you have Plan A or B)

Cover for car excess payable on Motor Vehicle Insurance resulting from your rental vehicle being:

This is only a summary of the benefits. Please read the policy document carefully for the complete details of "What We Will Pay" and "What We Will Not Pay" and which types of cover are provided under each Plan. Importantly, please note that exclusions do apply as well as limits to the cover and these are set out in the Policy Wording.

Important Information

Virgin Australia Airlines Pty Ltd ABN 36 090 670 965 is an agent of AGA Assistance Australia Pty Ltd ABN 52 097 227 177 (Incorporated in Australia) trading as Allianz Global Assistance. Travel Insurance is issued and managed by Allianz Global Assistance for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Policy Wording available from this website.

For further information on Allianz Australia Insurance Limited’s financial strength rating, please refer to the Financial Strength Rating and Overseas Policy Holder Preference Disclosure Notice.