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essentials travel insurance - australia

Protect yourself from whatever your trip could throw at you with our affordable Essentials Travel Insurance policy. Essentials Travel Insurance is available for International travel.

For full terms and conditions, please read your Combined Financial Services Guide, Product Disclosure Statement and Policy Wording.

Summary of Benefits

Plan A International (excluding New Zealand): Includes Sections* 1 to 8
Plan B Australia to New Zealand: Includes Sections** 1 & 4 to 8

*Plan A, does not have cover under Sections 2, 3 or 6 while travelling in Australia
** Plan B, does not have cover under Sections 6 while travelling in Australia

1. Cancellation fees and lost deposits (You have this cover if you have Plan A or B)

Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you or which are outside your control, such as:

2. Overseas emergency medical assistance (You have this cover if you have Plan A)

Cover for emergency medical assistance including:

3. Overseas emergency medical and hospital expenses (You have this cover if you have Plan A)

Cover for overseas medical treatment if you are injured or become sick overseas, including:

4. Additional Expenses (You have this cover if you have Plan A or B)

Cover for additional accommodation and travel expenses caused by your health problems or someone else's resulting from:

Also cover for travelling companion or relative’s accommodation and travel expenses to travel to, stay near or escort you resulting from:

5. Luggage/Personal Effects (You have this cover if you have Plan A or B)

Cover for replacing luggage stolen or reimbursing repair cost for accidentally damaged items, including:

6. Luggage/personal effects delay expenses (You have this cover if you have Plan A or B)

Cover to purchase essential items of clothing and other personal items following your Luggage and Personal Effects being delayed, misdirected or misplaced by your Carrier for more than 12 hours.

7. Travel delay expenses (You have this cover if you have Plan A or B)

Cover for additional meals and accommodation expenses, after an initial 6 hour delay, if your journey is disrupted due to circumstances beyond your control.

8. Rental Vehicle (You have this cover if you have Plan A or B)

Cover for car excess payable on Motor Vehicle Insurance resulting from your rental vehicle being:

This is only a summary of the benefits. Please read the policy document carefully for the complete details of "What We Will Pay" and "What We Will Not Pay" and which types of cover are provided under each Plan.

Importantly, please note that exclusions do apply as well as limits to the cover and these are set out in the Combined Financial Services Guide, Product Disclosure Statement and Policy Wording.

Important Information

Virgin Australia Airlines Pty Ltd ABN 36 090 670 AR 279723 is an authorised representative of AGA Assistance Australia Pty Ltd ABN 52 097 227 177 AFS Licence No. 245631. Travel Insurance is arranged and managed by AGA Assistance Australia Pty Ltd and is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708. This is general information only and does not consider your personal circumstances. You should consider the Combined Financial Services Guide, Product Disclosure Statement and Policy Wording available from us before making any decisions about this product.