$1,000 - $5,000 to spend, up to 6 months interest free2
Credit limit Once you’re approved we’ll confirm your account credit limit from $1,000 - $5,000
Interest free Up to 6 months interest free2 For purchases over $300 we’ll set you up to repay in equal instalments to help you avoid interest charges
Flexible repayments Repayments start from just $10 a week and are determined by your account’s credit limit. Paying the minimum monthly repayment will generally not repay the purchase within the interest free period.
Establishment fee $0 - $99 A one-off fee, up to $99, based on your approved credit limit may apply.
Monthly account fees
$7.95/month waived if balance owing is $0 at the end of the month.
Choose from weekly, fortnightly or monthly payments to suit your lifestyle.
Repayments start from $40 a month and are based on your account's credit limit.*
Getting started with Zip is easy.
Choose the account that's right for you.
Sign up and get a decision in minutes.
Select Zip at checkout.
Log into your account to set up your repayment schedule to suit your lifestyle.
Reuse your account anywhere you see the Zip logo.
Your booking must meet Virgin Australia's cancellation policy to be eligible for a refund or the issuance of a travel credit.
If you are cancelling online, eligible cancellations will be issued to a Virgin Australia Travel Bank account.
If your booking is eligible to be refunded to your original form of payment, then it may be refunded to your Zip account, only via Virgin Australia’s Guest Contact Centre. Find out more about our fares.
Zip Pay purchases are interest free, always.
For Zip Money, when the interest free period expires, the annual standard percentage of 19.9% applies.
The $7.95 monthly account fee* is waived if you pay your balance by the due date.
If there's nothing owing on your account, there's nothing to pay and no fees.
1. For Zip Pay - Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date. Available to approved applicants only. T&Cs apply.
2. Zip Money instalments splits your repayments of an eligible transaction into equal instalments within the applicable interest free period. This feature assists you to avoid interest charges for that transaction. Under the contract, minimum monthly repayments are required Turning off instalments and paying only the minimum repayment will generally not repay a purchase within the interest free period. Any balance outstanding at the expiry of the interest free period for the purchase will be charged interest at the standard annual percentage rate, currently 19.9%. A $7.95 monthly account fee applies.. A one-off establishment fee may apply for new customers. Available to approved applicants only. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878).