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Zip

Payment options

Fly now, pay later

Virgin Australia has teamed up with Zip to give you the freedom to book your trip now and pay later.

Zip is a fast way to pay for your booking with flexible repayments from as little as $10 a week with no surcharge and no upfront payment!

Find out more about Zip.

Apply now, and get a decision in minutes.

Book your trip with Virgin Australia.

Zip pays Virgin Australia on your behalf.

You pay Zip in weekly, fortnightly or monthly payments.

Choose from two great ways to book your next trip.

Up to $1,000 to spend, with nothing to pay and no interest, ever!1

Credit limit
Once you’re approved we’ll confirm your account credit limit from $350 - $1,000 

Interest free
We don’t charge interest on your purchases, and we never will. 

Flexible repayments
Choose weekly, monthly or fortnightly repayments. From $10/week.

Establishment fee
$0

Monthly account fees
$7.95/month
Waived if you pay your statement closing balance in full before the due date.
 


$1,000 - $5,000 to spend, up to 6 months interest free2

Credit limit
Once you’re approved we’ll confirm your account credit limit from $1,000 - $5,000

Interest free
Up to 6 months interest free2
For purchases over $300 we’ll set you up to repay in equal instalments to help you avoid interest charges

Flexible repayments
Repayments start from just $10 a week and are determined by your account’s credit limit. Paying the minimum monthly repayment will generally not repay the purchase within the interest free period.

Establishment fee
$0 - $99
A one-off fee, up to $99, based on your approved credit limit may apply.

Monthly account fees

$7.95/month waived if balance owing is $0 at the end of the month.

Fly now, pay later

Whether you book flights or more with Virgin Australia, there's a Zip for that.

Frequently asked questions

Can't find what you're looking for? Go to the Zip Help Centre.

Terms and conditions


1. For Zip Pay - Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date. Available to approved applicants only. T&Cs apply.

2. Zip Money instalments splits your repayments of an eligible transaction into equal instalments within the applicable interest free period. This feature assists you to avoid interest charges for that transaction. Under the contract, minimum monthly repayments are required Turning off instalments and paying only the minimum repayment will generally not repay a purchase within the interest free period. Any balance outstanding at the expiry of the interest free period for the purchase will be charged interest at the standard annual percentage rate, currently 19.9%. A $7.95 monthly account fee applies.. A one-off establishment fee may apply for new customers. Available to approved applicants only. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878).