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Fly now, pay later

Virgin Australia gives you the freedom to book your trip now and pay later with Zip Pay and Zip Money.'

Zip is a fast way to pay for your booking with flexible repayments from as little as $10 a week with no surcharge and no upfront payment! Simply apply, book and pay after your flight in instalments. 1

Apply now, and get a decision in minutes.

Book your trip with Virgin Australia.

Zip pays Virgin Australia on your behalf.

You pay Zip in weekly, fortnightly or monthly payments.

Choose from two great ways to book your next flight and pay after.

Zip Pay logo

Up to $1,000 to spend, with nothing to pay and no interest, ever!1

Credit limit
Once you’re approved we’ll confirm your account credit limit from $350 - $1,000 

Interest free, always
We don’t charge interest on your purchases, and we never will. 1

Flexible repayments
Choose weekly, monthly or fortnightly repayments. From $10/week.

Establishment fee
$0

Monthly account fees
$40 minimum monthly repayment. $7.95 account fee (waived if your monthly statement closing balance is paid in full by the due date)1

Zip Money Logo

$1,000 - $5,000 to spend, up to 6 months interest free2

Credit limit
Once you’re approved we’ll confirm your account credit limit from $1,000 - $5,000

Interest free
Up to 6 months interest-free.2

Flexible repayments
Repayments start from just $10/week and are determined by your account’s credit limit. Paying the minimum monthly repayment will generally not repay the purchase within the interest free period.

Establishment fee
$0 - $99. A one-off fee, up to $99, based on your approved credit limit may apply.

Monthly account fees
Minimum monthly repayment from $40. $7.95 account fee (waived if your monthly statement closing balance is paid in full by the due date)2

Fly now, pay later

Whether you book flights or more with Virgin Australia, there's a Zip for that.

Frequently asked questions

Can't find what you're looking for? Go to the Zip Help Centre.

Terms and conditions


1. For Zip Pay - Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date. Available to approved applicants only. T&Cs apply.

2. Zip Money Instalment plans split eligible purchases of $300 and above into equal repayments within the interest free period. This feature assists you to avoid interest charges for that transaction. Turning off instalments and/or under the contract, minimum monthly repayments are required. Paying only the minimum monthly repayment amount will not repay a purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, 21.9% per annum as at 1 July 22 and is subject to change. A monthly account fee of $7.95 applies and a one off establishment fee may apply for new customers. Zip Money is available to approved applicants only. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number (441878).